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Types of Payment Options for Plastic Surgery Out-of-Pocket Payment. Health Savings Account (HSA) or Flexible Spending Account (FSA) Credit Card Payments. Financing Options Available at Prestige Plastic Surgery. Assessing Your Budget and Financial Situation.
Where do people get the money for plastic surgery?
Credit cards, CareCredit (a credit card specifically for healthcare and treatments), loans and financing. Most people who spend that much on plastic surgery (close to 100k) usually have money to blow or they see it as an investment to make their money back.
How do so many people afford plastic surgery?
Timeliness: Instead of waiting to schedule your procedure while saving enough to pay the total cost upfront, financing enables you to establish a budget and undergo cosmetic surgery as soon as possible. Flexible payment plans: Monthly payments can be tailored to fit your budget.
How to get plastic surgery covered by insurance?
Health insurance plans require proof that plastic surgery is not solely for appearance but is a medical necessity. While cosmetic surgery alters the body for aesthetic reasons, reconstructive surgery restores function or corrects deformities.
How do people pay for surgery?
Financing Options: Many hospitals and clinics offer financing options, such as payment plans, to help you cover the cost of surgery over time. You can also consider taking out a personal loan or using a credit card to pay for the surgery.
Common financing options include: Medical credit cards: The Gill Center partners with various companies that specialize in healthcare financing for qualified patients. These include CareCredit, ALPHAEON Credit, and Prosper Healthcare Lending.
How to get funding for plastic surgery?
Other ways to pay for plastic surgery Insurance. If the plastic surgery you need is considered medically necessary, it may be covered by health insurance. In-house financing. Secured personal loans. No- or low-interest credit cards. Cash.
Do you pay for plastic surgery before or after?
Plastic surgeons require that you pay for your procedure in full before the surgery date, so you must coordinate payment or financing with their office staff well in advance.
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