Cg 2033-2026

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First, AI coverage under both the CG 20 39 and CG 20 40 is conditioned upon the named insured having agreed in a written contract or agreement to provide such coverage, whereas the CG 20 37 does not require that any such written agreement exist.
The CG 2033 is the blanket additional insured form and is similar to the CG 2010. It only covers on going operations and requires that the insured be liable in whole or part for the loss before there is any coverage.
Construction applications may utilize CG 2026 when the subcontractor relationship doesnt warrant completed operations coverage or when the construction contract specifically limits required coverage to ongoing operations. This approach can reduce premium costs while meeting contractual insurance requirements.
CG2038 4/13 This endorsement is very similar to CG2033. The primary difference between these two endorsements is that CG2038 applies to a party or parties requiring additional insured status within a construction agreement that are not the actual contracting party with the contractor.

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