Sf2818 2025

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Under FERS, an employee who meets one of the following age and service requirements is entitled to an immediate retirement benefit: age 62 with five years of service, 60 with 20, minimum retirement age (MRA) with 30 or MRA with 10 (but with reduced benefits).
To make your choice, submit SF 2818 to your human resources office shortly before you retire. If you do not turn in the form, you will be defaulted to 75% Reduction.
You need to be enrolled in FEHB for five years before you retire, or for the entire time for which you were eligible to be enrolled, and retire on an immediate annuity to be eligible to continue coverage into retirement.
You must work at least 5 years with the Federal Government before you are eligible for a FERS Federal Pension, and for every year you work, you will be eligible for at least 1% of your High-3 Average Salary History.
You will be entitled to the same benefits and annual premiums as Federal employees enrolled in the same plan. (However, if you worked for an agency that contributed a higher percentage towards your premium, you will not receive that higher contribution as a retiree.)
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People also ask

SF-2818. Application for Continuation of Life Insurance. If you are a current federal employee covered by FEGLI and you are retiring, submit this form to apply for continuation of your life insurance coverage. SF-3107. FERS Application for Immediate Retirement.
SF 3108. Application to Make Service Credit Payment (Federal Employees Retirement System) SF 3109. Election of Coverage (Federal Employees Retirement System)
FEHB law requires a retiring employee to be covered under FEHB for the 5 years of service immediately before retirement or, if less than 5 years, for all service since the employees first opportunity to enroll in FEHB.

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