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Simply send by mail an Application for Duplicate Certificate of Title which is form MV-902 and the original proof that the lien has been paid off. You can also apply for a duplicate title in a NY DMV office, in-person. It will cost you $20 and you'll get a lien free title.
The vehicle owner must appear in person. Schedule an appointment prior to your visit. You must show the Manufacturer's Certificate of Origin (MCO) displaying the sales tax-satisfied stamp. You need to pay sales tax on the actual vehicle price.
To get a New York replacement title, you must complete an application for duplicate title form called MV-902 and show proof of identity such as NY driver's license or U.S. passport. Due to COVID-19, you may have to contact your local DMV office to check if you need an appointment before heading there.
You must register the vehicle at a DMV office or by mail. You cannot do this over the phone, or online.
Yes, you can transfer a NY title with a lien listed on it The NY DMV will accept the title and proof that lien was satisfied when the new owner/your buyer will register and apply for a title.
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People also ask

All you have to do to take your name off of a car title is sign the back of the title over to the person or organization you wish to transfer your car. Make sure that any title transfer is treated like a sale, you being the seller and the person or organization being the buyer. Car title vs.
Premier eTitleLien \u2013 Electronic Lien and Title - New York Instead of printing a paper title and mailing it to the lienholder, the NYS DMV transmits title information electronically to the lienholder's ELT service provider.
A vehicle can be registered by a driver even if that car is technically owned (and titled) to another person, a dealership (as with a lease), or a lien holder (like an auto loan lender).
Keep in mind that it could take up to 90 days to receive your title from the DMV. You can check the status of your title online via the NYS DMV website.
The takeaway. It's perfectly legal to sell a car with a lien, as long as you pay off the loan first. To sell a car with a lien, you have the option to sell it to a car dealer as a trade-in, or sell the car to a private buyer.

mv 901 lien release