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In Florida, 4-Point inspections are typically required, especially for insurance in flood zones. With the severe weather we see here in Florida, 4-point Tampa home inspections can be considered pass/fail; if your home doesn't meet the requirements or standards, you will not be approved until repairs have been made.
All these items are categorized into 4 major components. The major components are structural, electrical, plumbing and HVAC (Heating, Ventilation and Air Conditioning) system.
Any authorized inspector can conduct your wind mitigation inspection and complete the OIR-B1-1802 form.
When you own or purchase an older home, rental property, or condo in Florida, you will likely need for a 4 point inspection before purchasing a homeowners policy. Most insurance companies will require a 4 point inspection when a home is older than 40 years, or a rental property is older than 30 years.
Who pays for the Four Point Inspection? Insurance companies require a 4-point report. The four-point inspection is normally paid for by the home buyer. Advanced Home Inspection of Florida charges $150.00 for the Four Point Inspection and Report.
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A 4-point inspection is an examination of the current condition of a house or condominium, reviewing four major systems: roofing, electrical, plumbing and HVAC. This specific inspection is requested by homeowners insurance companies before someone can renew or be eligible for their desired coverage plan.
Surprisingly, as of November 2019, wind mitigation inspections are not required in the state of Florida.
Do I Need a Four Point Inspection? In 2018, regulations changed to require a four-point for Florida homes over 30 years old but every insurance company has different requirements for underwriting. If your agent suggests a four-point, it is because the company they are working with requires it or advises it.
The four point is an inspection of the four major components of a home: roof, electrical, plumbing, and HVAC. The inspection looks at these four areas for general function, safety issues, age, and miscellaneous issues insurance underwriters typically would want to know. View a sample four point inspection report.
Please review our Price List. We have the best prices in all of Florida. Inspection TypePrice4 Point Inspection$99.00Combo (Any two above)$149.00Combo (All three)$199.004 Point Inspection(duplex)$169.0018 more rows

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