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Minnesota Closing Statement 2026

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The document is a Closing Settlement Statement used in real estate transactions in Minnesota. It outlines the financial details between the seller and buyer, including sales prices, down-payments, expenses, adjustments, and balances due to/from each party. The statement requires certification from both sellers and buyers to confirm the accuracy of the information provided.

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Click ‘Get Form’ to open the Minnesota Closing Statement in our editor.
Begin by entering the Seller and Buyer information at the top of the form, including names and property address details.
In the Seller(s) Column, fill in the Sales Price (1a), Down-payment (2a), and Balance (3a). Repeat this for the Buyer(s) Column (1b, 2b, 3b).
Complete the Expenses section (4a for Seller and 4b for Buyer) by detailing costs such as Title Search, Recording Fees, Title Insurance, etc., in their respective fields.
Calculate Total Expenses (20a and 20b) and Balance Less Expenses (21a) or Balance plus Expenses (21b) accordingly.
Fill out Other Adjustments sections (22a/b to 29a/b), ensuring all tax prorations are accurately reflected.
Finally, certify the document by signing in the designated areas for both Sellers and Buyers before saving your completed form.

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How do you find your closing statement?

A closing statement is a document that records the details of a financial transaction. A homebuyer who finances the purchase will receive a closing statement from the bank, while the home seller will receive one from the real estate agent who handled the sale.

What is my closing statement?

A mortgage closing statement lists all of the costs and fees associated with the loan, as well as the total amount and payment schedule. A closing statement or credit agreement is provided with any type of loan, often with the application itself.

Who is required to fill out a property condition disclosure form in Minnesota?

Sellers of Minnesota real estate must make a seller disclosure. Minnesota law requires that all sellers of residential property disclose to prospective buyers all material facts that could affect a buyers use and enjoyment of the property.

Where can I get a copy of my closing statement?

How to get copies of your closing documents. You should receive a packet containing copies of all your home-closing documents at the closing itself. If you dont, or if you simply want extra copies, just ask your real estate agent.

Where do I get my closing disclosure?

Your mortgage lender must provide you the closing disclosure at least three business days before closing. That gives you time to compare the final terms and costs with the information you were previously given on your loan estimate, the three-page document you received when obtaining the mortgage offer.

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