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There are two main Blanket Additional Insured forms. The first is CG2033. This is the standard Blanket Additional Insured endorsement you will see. The name of the CG 2033 is ADDITIONAL INSURED OWNERS, LESSEES OR CONTRACTORS AUTOMATIC STATUS WHEN REQUIRED IN CONSTRUCTION AGREEMENT WITH YOU.
Construction contracts often require a 20 10 form, which add owners, lessees or contractors as additional insureds when required by contract.
The blanket additional insured that most resembles the CG 20 10 is the CG 20 33. A significant difference between the CG 20 10 and CG 20 33, is CG 20 33s requirement that there must be a written contract or agreement between the additional insured and the named insured.
A blanket additional insured endorsement offers a layer of financial protection for your lessees or contractors. In the event of a lawsuit or claim over contractor negligence, property damage, bodily injury, or accessibility issues, your blanket endorsement will keep them protected.
Whereas the CG 2033 only provides additional insured status where there is a direct written contract, the CG 2038 extends coverage to any other person or organization you are required to add as an additional insured under the contract or agreement. Again if you need coverage for completed operations you need a

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The CG 20 10 covers the additional insured with respect to liability caused by your ongoing operations. Ongoing operations does not include completed operations. Therefore, the current form CG 20 10 does not include completed operations coverage for the additional insured.
A person or group at risk of being sued due to a connection to the primary insureds business or operations should be added as an additional insured. Examples include a landlord added to a tenants coverage or a contractor added to a subcontractors coverage, among others.

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