Homes for Heroes Transaction bWorksheetb Hero Buyer - REBATE bb 2025

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Like a grant, the savings we provide heroes does NOT need to be paid back. It is yours to assist with the cost of buying or selling a home, or refinancing a mortgage. But, we do not refer to the savings we offer as a grant. Instead, we use the term grant for the Homes for Heroes Foundation.
Who is eligible for the Hometown Heroes program? Military servicemembers, veterans, military immediate family members and first responders including EMTs, firefighters and law enforcement are eligible for the Hometown Heroes benefit.
Hometown Heroes Income Limits The borrowers earnings should not exceed 150% of the area median income (AMI). Income caps vary by county, ranging from $128,250 to $162,750. Learn more about the specific county income limits here.
When heroes work with our affiliate real estate, mortgage, title and home inspection specialists they receive Hero Rewards savings: BUY A HOME and receive a check from Homes for Heroes in the mail. SELL A HOME and receive reduced real estate service fees at closing.
We currently serve firefighters, police officers, military personnel (past and present), healthcare workers and educators. Homes for Heroes is now a national program dedicated to providing real rebates and discounts to public workforce heroes when they buy, sell or refinance a home.
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Some, but not all, mortgage lenders offer home loans for heroes, a type of home loan that typically offers special rates or discounts as a way of giving back to those who serve or have served their communities in one capacity or another.
HERO STATE loans are available to first-time homebuyers (borrowers) with no ownership interest in, or who have not held title to, a principal home during the three-year period preceding the purchase of the property.

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