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Certi cate holders hold proof of insurance, or certi cates of insurance (COIs), from insureds they are working with while additional insureds are those who have coverage extended to them through the named insureds policy.
An additional insured endorsement is an amendment to one partys insurance policy which adds another party (also called the additional insured) as an insured under the policy.
Property owners, both commercial and residential, commonly require any contractor working on their property to deliver a certificate of insurance naming the property owner as an additional insured. This often arises when a resident owner wishes to renovate his/her apartment in a co-op or condo building or an
The standard Amendment of Insured Contract Definition commercial general liability (CGL) endorsement (CG 24 26) alters the policys definition of insured contract, which determines the scope of coverage for contractually assumed liabilities, to require that the injury or damage for which coverage is sought was caused
CG 20 26 Additional Insured - Designated Person or Organization. Adds a designated person or organization as an additional insured for liability arising out of the named insureds premises or operations. This endorsement can be used to add any interest to the policy, subject to company approval.
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A significant difference between the CG 20 10 and CG 20 33, is CG 20 33s requirement that there must be a written contract or agreement between the additional insured and the named insured. As a way to explain the significance of the written contract requirement, imagine a custom home building project.

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