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Calculation of Axis Max Life Insurance Surrender Value 30% X the total amount of premiums paid = Guaranteed Surrender Value. The first-year premiums, all additional premiums, accident benefit premiums, and term rider premiums are not included in the same.
What is ECS in life insurance policy?
What is ECS (Electronic Clearing System) and how do I change the ECS draw date? ENACH/NACH is an electronic automated mode of money transfer that debits your due premium directly from your bank account so you never miss your due premium date.
How do you calculate policy surrender value?
Policyholders who surrender paid-up life insurance receive the special surrender value, which is calculated by adding the paid-up value to the surrender value factor. A special surrender value is determined by (Initial base sum assured times (Premiums paid minus Premiums payable+ Bonus) + surrender value factor).
How much will I receive if I surrender my life insurance policy?
Calculating the surrender value of your insurance plan is quite simple. All you need to do is add the total premiums paid and subtract the charges levied by your insurer for surrendering the plan mid-term.
How do I download the Max Life Policy document?
The following are the steps to Max life policy receipt download: Visit the official website and log in through the customer login option. Fill in the required details in order to download Max life premium receipt. Go to the Premium Payment Receipt section. Look for the option to download the receipt.
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The policyholder shall be entitled to a refund of the premiums paid, subject only to deduction of a proportionate risk premium for the period of cover and the expenses incurred by the company on medical examination of the lives insured and stamp duty charges.
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