2502 0496-2025

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The document is a Builder's Certification form (HUD-92541) required by the U.S. Department of Housing and Urban Development for newly constructed properties seeking maximum loan-to-value financing. It includes site analysis information regarding potential hazards such as flood risks, noise, and toxic waste, and mandates compliance with various HUD construction standards. Builders must certify the accuracy of the information provided and ensure that plans meet applicable building codes. The form also addresses affirmative fair housing marketing requirements for builders selling multiple homes.

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What is a cabo certification?

This document serves as a certification confirming that a propertys construction adheres to the CABO 1992 Model Energy Code. It ensures that lead content in construction materials is within safe limits. Ideal for new constructions under one year old and never occupied.

Does FHA require builder approval?

FHA construction loan guidelines require you to work with a licensed contractor or builder. The contractor may have to provide documentation to confirm they have the proper licensing and insurance. Youll need to hire a 203(k) consultant if youre getting a standard 203(k) loan.

What is a hud 92541?

A Completed Builders Certification (Form HUD-92541) signed and dated no more than 30 days prior to the date the appraisal was ordered before performing the appraisal on proposed, under construction or less than one year old properties.

What is OMB approval number 2502 0496?

OMB 2502-0496 HUD requires the builder to provide information that notes an adverse site/location factor(s) on the property, including floodplains.

Do builders have to be FHA-approved?

Yes, you can use an FHA loan to purchase a newly built home, as long as it meets certain requirements. The home must be your primary residence and have been completed and inspected by a qualified appraiser. The builder also needs to be approved by the FHA and follow specific guidelines for construction and financing.

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What disqualifies a home from FHA?

Must have an undamaged exterior, foundation and roof. Must have safe and reasonable property access. Must not contain loose wiring and exposed electrical systems. Must have all relevant utilities, including gas, electricity, water and sewage functioning properly.

What will fail an FHA inspection?

FHA / VA / USDA One-Time Close construction loans are an important option to consider for those looking to build a new home in California. Zillow reports the CA medium home value at around $799,000 for the year-to-year period ending in the second quarter of 2022, which has increased 23.49%.

2502 0496-2025

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Do builders have to be FHA-approved?

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What disqualifies a home from FHA?

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