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AnnualCreditReport.com is the official site to get your free annual credit reports. This right is guaranteed by Federal law. You can verify this is the official site by visiting the CFPBs website. Dont be fooled by look-alike sites.
No, requesting your credit report does not hurt your credit score. You can check your credit at no charge at annualcreditreport.com . You can review your credit report online for free once a week, from each of the three nationwide consumer reporting companies (Equifax, Experian, and TransUnion).
In the US, the best place to get a free credit history report is AnnualCreditReport.com. This is the only federally authorized website that allows you to access your credit reports from the three major credit bureaus--Equifax, Experian, and TransUnion--once a year for free.
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