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No, you don't have to tell your car insurance company your car is modified. And if you have just liability coverage, you may not need to. But if you have comprehensive or collision coverage, the modifications you paid for won't be covered if you're involved in an accident.
A car modification is classed as any change made to a vehicle that enhances it in some way and isn't part of the original manufacturer's specification. People mostly make modifications to cars to improve their aesthetics or performance.
In the majority of cases, for that entire period where you are driving the car but not the registered owner, you are not allowed to modify the car under any circumstances. Some finance providers will allow customers to modify a vehicle, but you must receive consent in order to do so.
It's not strictly illegal to have stickers on your car but The UK Highway Code clearly states 'windscreens and windows must be kept clean and free from obstructions to vision'.
Modifying your car is legal, though there are elements of car modifications that are illegal depending on which state you live in. Cold air intakes, for example, are illegal in Arizona, California, New York, Pennsylvania, and several other states if they don't carry a CARB Executive Order (EO) number.
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A car modification is classed as any change made to a vehicle that enhances it in some way and isn't part of the original manufacturer's specification. People mostly make modifications to cars to improve their aesthetics or performance.
There is no law against modifying a vehicle, but any modifications you make must be carried out to an appropriate safety standard. Remember, it's the law and it's your responsibility as a vehicle owner and driver to ensure that your vehicle is maintained in a safe and roadworthy condition at all times.
Aftermarket modifications are any changes made to vehicles using parts created by a manufacturer other than the original vehicle maker. Many people opt to use aftermarket parts over ones made by the vehicle manufacturer because they give you a wider range of options to choose from for repairs and replacements.
There is no law against modifying a vehicle, but any modifications you make must be carried out to an appropriate safety standard. Remember, it's the law and it's your responsibility as a vehicle owner and driver to ensure that your vehicle is maintained in a safe and roadworthy condition at all times.
Modifications to the engine or vehicle mechanics \u2013 such as the exhaust system, transmission, or air filter \u2013 must definitely be declared to your insurance provider. If you have added a turbo or supercharger to your engine, for example, it can increase the risk of accident, which will affect the cost of your premium.

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