Cg20370704 2025

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CG 20 26 Additional Insured - Designated Person or Organization. Adds a designated person or organization as an additional insured for liability arising out of the named insureds premises or operations. This endorsement can be used to add any interest to the policy, subject to company approval.
The CG 20 37 endorsement is specifically designed to extend coverage for Completed Operations, which refers to work that has been finished or completed. It protects against liabilities arising from completed projects, such as property damage or bodily injury that occurs after the work is completed.
CG2038 4/13 This endorsement is very similar to CG2033. The primary difference between these two endorsements is that CG2038 applies to a party or parties requiring additional insured status within a construction agreement that are not the actual contracting party with the contractor.
Enhanced Liability Protection: Obtaining the CG 20 37 form from subcontractors provides contractors with an added layer of liability protection. As an additional insured, contractors can rely on the subcontractors insurance coverage to respond to claims related to completed operations.
Whereas the CG 2033 only provides additional insured status where there is a direct written contract, the CG 2038 extends coverage to any other person or organization you are required to add as an additional insured under the contract or agreement. Again if you need coverage for completed operations you need a
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The CG 20 33 07 04 endorsement, entitled Additional Insured-Owners, Lessees or Contractors-Automatic Status When Required in Construction Agreement With You, provides coverage to any person or organization for whom you [the named insured] are performing operations when you and such person or organization have agreed

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