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The document is a comprehensive examination report of Coventry CareLink Insurance Company of Maryland as of December 31, 2003. It details the company's financial condition, management structure, and compliance with regulatory requirements. The report highlights that the company has not written or assumed any business since its inception in 2000, resulting in net losses over several years. It includes findings on corporate governance, intercompany agreements, and recommendations for improving operations and compliance with conflict of interest regulations. The examination concludes that the company's capital and surplus exceed minimum requirements but emphasizes the need for updated financial plans before engaging in business activities.

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