Roofing installation information and certification 2025

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Class 3 shingles are a type of asphalt roof shingle designed to withstand moderate hail damage, and wind speeds up to 60 mph. They are a step up from class 1 and class 2 shingles but not as durable as class 4 shingles.
Roof certification assures quality and compliance for real estate transactions and insurance, while roof inspection proactively identifies and prevents issues to ensure the roofs long-term health.
UL developed a test to rate the strength of roofing materials called the UL 2218 Impact Rating. These test results help determine if a roofing material is Class 1,2,3, or 4. As the chart above depicts, UL 2218 testing is completed by dropping four different-sized metal balls from various heights to simulate hail.
Avoid any admissions of fault or liability when talking to your adjuster. Such statements can be used to shift blame, potentially decreasing the amount you might be compensated. Instead, focus on describing the damage and the events as they happened, without inserting personal opinions about who might be at fault.
Insurance will cover roof damage caused by an extreme weather event or another covered peril, mainly straight-line winds (aka damaging winds) and hail. You just need to check your insurance policy to learn the specific type of damage covered.
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While several roofing contractors provide complimentary estimates for roof projects, extra charges may apply for the extent of thoroughness needed for certification. So, to give you an estimate, the typical cost of a roof certification can range between $75 and $200.
Roof Certification: The primary purpose of roof certification is to assure homeowners, buyers, and insurers about the quality of the roof. It serves as a seal of approval that the roof is in good condition, which is particularly important in real estate transactions and for insurance purposes.
This certificate confirms that the project is finished, all necessary inspections (if applicable) have been passed, and materials and labor meet the agreed specifications. For homeowners, this certificate serves as proof that the roofing work is done and can be an integral part of settling insurance claims.

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