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An advisory letter provides the information needed to comply with a Financial Responsibility (FR-5) Collision Suspension. You do NOT need an advisory letter if you are NOT the individual who is suspended or were NOT at fault for the collision, or it has been 2 or more years since the collision date*.
Lastly, South Carolina law stipulates that if youre found to be more than 50 percent at fault for the accident, you may not be able to recover any damages at all. This is why disputing fault in a car accident is so important. The financial implications can be significant and can deeply impact your life.
The standard across most states is within 10 days of the accident but some jurisdictions, such as New York, have a 24-hour reporting requirement. The time limit could also vary depending on the type of damage involved.
There is no legal requirement to have a police report to file a car accident claim in South Carolina. However, a police report can make the insurance claims process quicker and easier. A police report indicates that you were involved in a car accident and provides essential information relevant to your claim.
The FR-10 form, also known as the Verification of Insurance form or green form, is a document unique to South Carolina. It proves that a driver involved in an accident had valid auto insurance coverage at the time of the incident.
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People also ask

Can I drive a car without plates if I just bought it in South Carolina? As long as you have temporary license plates, proof of insurance, and either the cars title or its bill of sale, youre good to go. Remember, South Carolina temporary plates only last 45 days, and theyre only valid on SC roads.

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