Afps form 14 2025

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The document provides guidance on using a Veterans UK PDF form for requesting a forecast of deferred individual pension benefits. It includes instructions on saving and submitting the form, necessary contact information for inquiries, data protection details, and feedback options. The form must be printed, signed in black pen, and submitted by post. It also outlines the process for obtaining pension forecasts and associated charges.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is the retirement age for AFPS 15?

If you serve to the AFPS 15 Normal Pension Age of 60, you will be entitled to claim an immediate pension.

How do I get an Armed Forces pension statement?

A pension forecast will provide you with a projection of your pension entitlements. To request a pension forecast, you need to complete an AFPS Form 12 and send it to Veterans UK (address included on the form). Alternatively, a digital AFPS Form 12 is available on DefNet.

Is the Armed Forces pension contracted out?

Prior to 6 April 2016, the Armed Forces Pension Schemes (AFPSs) were contracted out of the Additional State Pension, and as such Service personnel paid lower Class 1 NICs and were entitled to the Basic State Pension only but AFPS benefits more than made up for the absence of the Additional State Pension.

What is the difference between a deferred pension and a preserved pension?

If you left Service with a preserved entitlement, you can claim this pension from age 65. If you have a deferred entitlement under this Scheme, you can claim this pension from your State Pension Age.

What does preserved pension mean?

A preserved Pension is a term used to define a pension from on Occupational Pension Scheme. Provided you have met the eligibility requirements, this is maintained after you leave employment. The Preserved Pension is then payable at the Schemes pension age.

What is the difference between a pension fund and a preservation fund?

A preservation fund maintains the character of its source fund (pension or provident) but follows the same two-pot system rules as other retirement funds. You can make one withdrawal per tax year from the savings component, while the retirement component stays invested until retirement.

What does deferred pension mean?

A deferred pension is a pension that you delay taking until later in life. The longer you wait before accessing your savings, the higher your potential retirement income could be. Delaying taking a pension is a great way to boost your savings and can help ensure a comfortable retirement.

What is the difference between a DC and a DB?

The biggest difference between a DB and a DC pension plan is what you get. With a DB plan you get secure retirement income, paid every month for as long as you live. With a DC plan provides you with a savings balance at retirement and you have to figure out how to make it last your whole life.

Afps form 14 2025

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