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Type or print using blue or black ink. You must sign and date this form in Section 2 and an authorized official from the public service organization which employs/employed you must completely fill out sign and date Section 3. If any information is crossed out or altered in Sections 1 or 2 you must initial beside the change any changes in Section 3 must be initialed by your employer. SECTION 1 BORROWER IDENTIFICATION Please enter or correct the following information* 1a* SSN - Check this box if ...

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Where do I send my public service loan forgiveness form?

Return the completed form and any documentation to: Mail to: U.S. Department of Education, MOHELA, 633 Spirit Drive, Chesterfield, MO 63005-1243. Fax to: 866-222-7060.

How much is PSLF forgiven?

Term. Depending on the payment plan selected, your forgiveness with PSLF would be up to $24,150.

At what age will my student loans be forgiven?

After 25 years on the program, any remaining debt is forgiven. People with loans in default cannot be in the program. However, people can get their loans out of default by making a number of "reasonable" payments. Once the loan is out of default, offset of benefits should stop.

How do I know if I am eligible for PSLF?

Your employer can tell you if it is a not-for-profit organization and what its tax status is. You can also visit our PSLF Help Tool, which will help you determine if an employer is considered a qualifying employer under the PSLF Program.

Is there a form to fill out for the student loan forgiveness?

After you make your 120th qualifying monthly payment for PSLF, you'll need to submit the PSLF form to receive loan forgiveness. You must be working for a qualifying employer at the time you submit the PSLF form and at the time the remaining balance on your loan is forgiven.

1845 0110

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How do I know if my PSLF was approved?

If your PSLF form is approved for forgiveness, then you'll be notified that the entire remaining balance of your eligible Direct Loans will be forgiven, including all outstanding interest and principal.

Can I ask for my student loans to be forgiven?

The answer: Yes! However, there are very specific eligibility requirements you must meet to qualify for loan forgiveness or receive help with repayment. Loan forgiveness means you don't have to pay back some or all of your loan.

Do I qualify for PSLF waiver?

To be considered for the limited PSLF waiver, you must have a Direct Loan. If you don't, you have until Oct. 31, 2022, to consolidate your loans into a Direct Loan. Consolidation is when any or all of your federal student loans are combined, giving you one monthly payment.

What happens after PSLF?

Once you submit the PSLF form, PSLF servicer FedLoan will review it to ensure that it's complete and to determine whether your loans and employment qualify for the PSLF Program. If we verify that your employment qualifies, we will then review your payment history.

Who is eligible for the student loan forgiveness?

Borrowers must have earned less than $125,000 in income, or $250,000 if married, in either 2020 or 2021 to qualify. More information can be found here.

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