Tobacco Surcharge Recommendations a This surcharge will be - uaf 2026

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  1. Click ‘Get Form’ to open the Tobacco Surcharge Recommendations document in the editor.
  2. Begin by reviewing the introductory section, which outlines the purpose of the surcharge and its implications for employees and dependents who use tobacco products.
  3. Fill out the 'Non-Tobacco Use Certification' section if you or your dependents do not use tobacco. Ensure all required fields, such as Employee Name, ID, and contact information, are completed accurately.
  4. If applicable, complete the 'Certification of Tobacco Cessation Program Participation' section. Indicate your enrollment in any cessation programs and provide dates of enrollment.
  5. Review your entries for accuracy. Misrepresentation may lead to penalties. Once confirmed, save your changes.
  6. Submit the completed form to your HR office by the specified deadlines for processing.

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Generally, an insurer can charge as much as 50% more for a person who uses tobacco products. For example, if the premium for somebody your age (before any tax credits are applied) would otherwise be $200 per month, if you are a tobacco user your premium could be increased to $300 per month.
Tobacco use means a person has used a tobacco product an average or four or more times per week for the past six months. A state can increase the number of times per week or reduce the look-back period to less than six months. Check with your state Marketplace to learn more.
If I use tobacco, how can I remove the Tobacco Surcharge? Tobacco users can remove the Tobacco Surcharge by enrolling in and completing a Strive Tobacco Cessation Journey or by quitting tobacco use for at least 6 months.
A tobacco surcharge is a variation in insurance premiums based on a policyholder (or dependents) tobacco use. Tobacco surcharges are sometimes called tobacco premiums, premium incentives or nonsmoker discounts.
indicates someone uses tobacco, that person pays a premium rate for their healthcare. In essence, a tobacco surcharge can serve as a financial incentive to encourage individuals to quit smoking or using tobacco products.

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