Tobacco Surcharge Recommendations a This surcharge will be - uaf 2025

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Importantly, where surcharges are allowed, the ACA mandates that if an individual enrolls in a smoking cessation program, then the surcharge is to be removed. For those individuals in Medicaid expansion states that qualify for Medicaid coverage, there is no smoking surcharge and smoking cessation costs are covered.
Being a smoker is not a class of employee that is protected under the law. They may charge you more, but the extra charge must be non-discriminatory among all smokers.
The surcharge ($80 per month) applies if the member or any of the members enrolled dependents are not tobacco-free or do not complete the Tobacco Surcharge Removal Requirements.
A tobacco surcharge is a variation in insurance premiums based on an individuals tobacco use. The intention of tobacco surcharges is to incentivize tobacco use cessation, as well as to offset the higher healthcare costs attributed to smoking.
Tobacco surchargesalso called quit-tobacco incentives or nonsmoker discountsare typically based on affidavits that employers collect during open enrollment. If an affidavit. indicates someone uses tobacco, that person pays a premium rate for their healthcare.

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A tobacco surcharge is a variation in insurance premiums based on a policyholder (or dependents) tobacco use. Tobacco surcharges are sometimes called tobacco premiums, premium incentives or nonsmoker discounts.
The surcharge applies to all tobacco/nicotine use any form, such as a cigar, pipe, cigarette (including herbal), e-cigarette, vapes, or , or using a smokeless tobacco/nicotine product, such as chewing tobacco or .

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