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if someone jumps your fence and drowns in your pool Preview on Page 1

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An injury at your residential pool would fall under premises liability, and after an accident the injured would have to prove: You owed them a duty of reasonable care at your pool. You breached the duty of care by careless action or inaction. Their injury was a direct result of this breach.
In the event of an unintentional drowning, your homeowners insurance should cover damages, since the liability protection covers all accidents that occur on your property, including pool-related accidents.
For example, here are some common hotel and resort duties: Maintain sufficient lighting in access areas. Repair any defects that are unsafe and exposed. Control insect infestations, such as bed bugs. Provide proper security to avoid crimes. Provide proper training for pool staff. Maintain all stairs and elevators.
Some of the most common pool hazards include: Poor Lighting. Good lighting is essential for pool safety. ... Inadequate Fencing & Uncovered Pools. Fencing and covers are other extremely important tools for helping keep people safe. ... Drain Entrapment. ... Lack of Supervision. ... Poor Water Clarity. ... Inadequate Depth Markers.