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The document is a Financial Power of Attorney form under Georgia law, allowing the Principal to appoint an Agent to act on their behalf in various financial matters. It outlines specific powers granted to the Agent, including managing bank transactions, real and personal property dealings, insurance matters, and legal proceedings. The document emphasizes that it remains effective even if the Principal becomes incapacitated, unless revoked or upon the Principal's death. It also includes provisions for compensation of the Agent and requires signatures from both parties.

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What is the downside of being a power of attorney?

Potential Disadvantages of Being a Power of Attorney If you breach your duty, you could owe the principal compensation for damages. The principal could sue you if you did not act in their best interest. A POA could be held responsible if they sign an agreement that could hold them financially liable.

What does power of attorney give you authority over?

A person with Power of Attorney for their parents cant actually add the POA to their bank accounts. However, they may change bank accounts to be jointly owned. There are some pros and cons of doing this, as discussed in the article POAs vs. joint ownership from NWI.com.

Can a power of attorney make themselves a joint owner of a bank account?

The POA cannot transfer the responsibility to another Agent at any time. The POA cannot make any legal or financial decisions after the death of the Principal, at which point the Executor of the Estate would take over.

What three decisions cannot be made by a legal power of attorney?

When someone makes you the agent in their power of attorney, you cannot: Write a will for them, nor can you edit their current will. Take money directly from their bank accounts. Make decisions after the person you are representing dies. Give away your role as agent in the power of attorney.

What are the disadvantages of a durable power of attorney?

One major downfall of a POA is the agent may act in ways or do things that the principal had not intended. There is no direct oversight of the agents activities by anyone other than you, the principal. This can lend a hand to situations such as elder financial abuse and/or fraud.

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How do I get a durable power of attorney in Georgia?

In Georgia, power of attorney must meet certain basic requirements, including being signed by the principal, witnesses, and a notary public. There are standardized forms available for financial and health care powers of attorney.

Does a POA have to be filed with the court in Georgia?

Does a POA Have to Be Filed With the Court in Georgia? POAs do not need to be filed in court. POAs should be notarized, witnessed by two adults, and kept in a secure location by the principal unless there is an urgent need to exercise them. However, it does not need to be included in public records.