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Contact your insurance company: Include as much information as you can, including the official police report. Your insurance companys representative can help you decide if you should file an auto insurance claim and may send out an insurance assessor to evaluate the damage.
Do I need a police report to file a vandalism claim?
Alert Your Insurance Provider You will have to go through your policy to see if vandalism is covered. If it is, your insurer will assign an adjuster to assess the damage and begin the claims process. Be sure to explain that you dont have a police report but have evidence of the vandalism.
How much does insurance pay for vandalism?
In most cases, the insurance company will only cover up to the market value of your vehicle, regardless of the repair cost. You may find that personal belongings in your vehicle were stolen or damaged during an act of vandalism.
Should vandalism be reported to the police?
Destruction of property is illegal, and the authorities will want to catch the person committing the crime if at all possible. In the United States you should call 9-1-1 to report vandalism in progress.
How do I file an insurance claim for vandalism?
To make sure the claims process goes smoothly, its important to know the general steps involved in filing a car vandalism claim. Call the police. File a police report. Contact your auto insurer. Meet with the claims adjuster. Have the car repaired.
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