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The vast majority of physicians are not government employees but are independent contractors and small-business owners who bill OHIP for services they have provided to patients. As such, they are not eligible for employer benefits or pensions, paid vacation, or sick leave.
Medical Protective Company To keep yourself protected legally and financially, you may want to consider obtaining insurance from Medical Protective Insurance. Additional top carriers include: Norcal Mutual Insurance Company. The Cooperative of American Physicians - Mutual Protection Trust (CAP-MPT)
Canadian Medical Protective Association The CMPA is a mutual medical defence organization for Canadian physicians. We protect the professional integrity of physicians and promote safe medical care in Canada.
The College of Physicians and Surgeons of Ontario (CPSO) (external website) is the regulatory body for the profession in Ontario. Please reach out to the CPSO to get information and advice tailored to your specific circumstance: CPSO licensing process (external website)
The Medical Liability Protection Reimbursement Program is for Ontario physicians who are members of the Canadian Medical Protective Association. The program refunds physicians a portion of their yearly professional medical protection premiums that provide protection against medical liability lawsuits.
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College of Physicians and Surgeons of Ontario (CPSO) regulates the practice of medicine in Ontario. Physicians are required to be registrants to practise medicine in Ontario.

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