Foreclosure Answer Form with Instructions 2025

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If you fail to file an answer, then you could face a default judgment where the bank will be given the right to file a mortgage foreclosure on your real estate. Filing an answer will allow you to put forth any defenses or counterclaims you have and also ensure that you are kept informed about the lawsuit.
The answer should include responses to each of the lenders claims. Include a numbered paragraph response for each of the numbered paragraphs of the complaint. You must admit, deny, or state that you dont have sufficient knowledge to admit or deny the allegations for the corresponding paragraph in the complaint.
If the complaint has a Verification at the end of it, this means that the plaintiff swore that the complaint is true. If there is a verification you should make a verified Answer. You do this by signing the Answer in front of a notary public.
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