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Tennessee law requires that drivers report an accident involving $50 or more of property damage, injury, or death. You are also required by law to file an Owner/Driver Report within 20 days if the property damage exceeded $400, there was injury, or a person was killed in an accident.
Leaving the scene of an accident without reporting it to the police might be considered a hit and run offense under Tennessee Code 55-10-102(a). In addition, waiting too long to contact an insurance company might make the insurance company wary of your claims and more likely to deny your compensation.
Yes, you can file an insurance claim without a police report. However, having one can speed up the process and help you prove the validity of the account of the accident. Filing a police report is beneficial to ensure youre protected should a situation arise.
Yes, you can file an insurance claim without a police report. However, having one can speed up the process and help you prove the validity of the account of the accident. Filing a police report is beneficial to ensure youre protected should a situation arise.
To file a written report, submit a completed Owner/Driver Report form to the Tennessee Department of Safety and Homeland Security (TDSHS). You are only required to provide information about yourself and your own vehicle and insurance policy.
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In addition to notifying VAM by completing this form, you must report all accidents to CORVEL, the State of Tennessee Accident Call Center within 24 hours by calling 855-253-0629.
In Tennessee, you are not required to report car accidents that do not result in injuries or cause only very minor property damage.
There are statutes of limitations, or time limits, for reporting car accidents in Tennessee. For most accidents, you have up to one year from the date of the accident to file a report. If someone was injured or killed in the accident, you have up to three years. Hit-and-run accidents have a time limit of 20 days.

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