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How does a per location aggregate limit work?

If the general aggregate limit is on a \u201cper location\u201d basis, that means it will apply to each location of the policyholder. This typically is used by owners of buildings and retail stores since they have many different locations and they want aggregate limits for each location.

Which endorsement changes the aggregate limits on a policy to be applied on a per project basis?

Designated Construction Project General Aggregate Limit Endorsement \u2014 modifies a general liability insurance policy to provide that the general aggregate limit applies separately to designated construction projects.

What are the limits of insurance in a CGL policy?

LIMITS: The limit you select can usually range from $300,000 up to $1,000,000 each occurrence. To obtain a higher limit requires the purchase of an Umbrella or Excess Liability policy. PREMIUM: The minimum policy premium is usually $500.

What is a per location aggregate endorsement?

Per Location Aggregate: When policy limits spread across various locations, each location has an aggregate limit that applies to each location of the policyholder. Owners of multiple buildings and retail stores use this type of aggregate.

What is a per project aggregate mean?

PROJECT: A per PROJECT aggregate means that the aggregate would apply to each individual project a subcontractor may be working on. This is highly desirable coverage for general contractors and project owners. They would prefer that the coverage not be eroded by claims on other projects.

per project aggregate endorsement pdf

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What is per project aggregate insurance?

A per project aggregate, sometimes referred to as a designated construction project aggregate limit, means the insurer will provide a separate aggregate limit of liability \u2013 in the same amount \u2013 for claims that occur on any specific project.

What is a per location aggregate endorsement?

Per Location Aggregate: When policy limits spread across various locations, each location has an aggregate limit that applies to each location of the policyholder. Owners of multiple buildings and retail stores use this type of aggregate.

How does a per project aggregate work?

A per project aggregate means that the $2,000,000 aggregate illustrated above would apply to each individual project. If you do 10 projects per year then your actual policy aggregate would be $20,000,000. However, the policy limit per project would be $2,000,000.

What is designated construction project general aggregate limit?

Designated Construction Project General Aggregate Limit Endorsement \u2014 modifies a general liability insurance policy to provide that the general aggregate limit applies separately to designated construction projects.

What is a per policy aggregate?

A "Per Policy" aggregate means the most your insurer will pay for the total of all claims during your policy term (usually one year) is the first number - $2M. A "Per Project" aggregate means the insurer will pay the same $2M for all claims that occur from any specific project.

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How does a per location aggregate limit work?

Which endorsement changes the aggregate limits on a policy to be applied on a per project basis?

What are the limits of insurance in a CGL policy?

What is a per location aggregate endorsement?

What is a per project aggregate mean?

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What is per project aggregate insurance?

What is a per location aggregate endorsement?

How does a per project aggregate work?

What is designated construction project general aggregate limit?

What is a per policy aggregate?

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