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To claim life insurance after maturity, you must align all the documents including your policy doc, address proof and identity proof and follow the online or offline process to file your claim. The company will verify the details and documents before paying the claim amount.
Step 1: Go to the nearest branch of LIC or visit the insurers official website. Step 2: Download or take a printout of the Surrender Discharge Voucher (LIC Form No. 5074) at the LIC office. Step 3: Complete the form and submit it along with the necessary supporting documentation.
Death Claims: Claim form A Claimants Statement giving details of the deceased and the claimant. Certified extract from Death Register. Documentary proof of age, if age is not admitted. Evidence of title to the deceaseds estate if the policy is not nominated, assigned or issued under M.W.P. Original Policy Document.
The revival of the LIC policy can be completed simply by the policyholder paying all the outstanding premium amount, including the interest, at once. The insured member should submit a declaration of good health and a medical report to complete the LIC policy revival.
Considering the need for thorough background checks and investigations, LIC early death claim settlement time can extend beyond the IRDAI mandate of 30 days. However, LIC has to offer a decision within 6 months of receiving all the documents.
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You can follow these steps to claim LIC policy after maturity: Submission of Discharge Form/Discharge Voucher (form 3825) Presenting the Original LIC Policy Bond Paper. Provide a Copy of Identity Proof (PAN card) Furnishing a Copy of Address Proof (Aadhar Card, Passport, Driving License)
Submit the Claim Form: Obtain and fill out the survival benefit claim form. You can usually download this form from the LIC website or your nearest LIC branch. Submit the Form and Documents: Submit the completed claim form and the required documents to the LIC office or branch where your policy is registered.
How to File An Early Death Claim with LIC? Inform the branch about the death of the policyholder with the listed documents. LIC officials rigorously verify all the documents submitted. Once the claim is approved, the LIC transfers the applicable claim amount to the nominees bank account.

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