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Sole proprietors and independent contractors are not required to have Arizona workers' compensation insurance coverage, though they could elect to carry coverage for themselves. However, if the sole proprietor of a business hires employees, those people must be covered.
Under Arizona's law, if you have one or more workers, you must carry workers' compensation insurance. What's covered? In Arizona, workers' comp covers all medical expenses to heal the work-related injury or illness. It can also provide some of the missed wages when injured workers need time off to recover.
Some states limit the length of time an injured worker can receive temporary benefits. This range can be three to seven years. That said, there is not usually a limit on permanent disability benefits. However, some states do stop weekly benefits when employees reach the age of 65.
If you truly are an independent contractor, then you won't be eligible for workers' compensation coverage. In Arizona, employers aren't required to purchase coverage for independent contractors. That said, many employers intentionally misclassify employees as contractors to cut costs and avoid paying benefits.
In Arizona, workers' comp covers all medical expenses to heal the work-related injury or illness. It can also provide some of the missed wages when injured workers need time off to recover. Coverage requirements in Arizona say you must provide workers' comp for full-time and part-time workers.
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If you truly are an independent contractor, then you won't be eligible for workers' compensation coverage. In Arizona, employers aren't required to purchase coverage for independent contractors. That said, many employers intentionally misclassify employees as contractors to cut costs and avoid paying benefits.
If you truly are an independent contractor, then you won't be eligible for workers' compensation coverage. In Arizona, employers aren't required to purchase coverage for independent contractors. That said, many employers intentionally misclassify employees as contractors to cut costs and avoid paying benefits.
In Arizona, workers' comp covers all medical expenses to heal the work-related injury or illness. It can also provide some of the missed wages when injured workers need time off to recover. Coverage requirements in Arizona say you must provide workers' comp for full-time and part-time workers.
If you truly are an independent contractor, then you won't be eligible for workers' compensation coverage. In Arizona, employers aren't required to purchase coverage for independent contractors. That said, many employers intentionally misclassify employees as contractors to cut costs and avoid paying benefits.
Under Arizona law, it is mandatory for employers to secure workers' compensation insurance for their employees. Workers' compensation is a \u201cno fault\u201d system in which an injured employee is entitled to receive benefits for an industrial injury, no matter who caused the job-related accident.

az workers comp waiver form