Wfglicenseapps transamerica com 2025

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Today, life insurance does so much more than protect your loved ones if you pass away. With permanent life insurance, you can grow the policys cash value and use that money to help meet various financial needs throughout your life.
Most whole life insurance policies mature at 121 years, although some mature at 100 years. Say, for example, that you purchase an insurance policy with a face value of $10,000. Once the policy matures, the cash value of the policy should equal $10,000.
But did you know that some types of permanent life insurance, like whole life, universal life, and index universal life insurance, come with a cash value component? This cash value is separate from the policys death benefit and the policyholder can use it in a variety of ways.
Yes, the cash value of a life insurance policy could be used as collateral for a loan. This can be a valuable option for policyholders who need access to funds while still maintaining their life insurance coverage.
You can usually see the cash value of your life insurance policy, together with your surrender cash value, on your statement. The two might be different if the insurance company charges a surrender fee on the policy.
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Transamerica Financial Advisors (TFA) financial professionals also offer life insurance. Find a licensed independent agent through our subsidiary, World Financial Group, with more than 80,000 agents representing life insurance products.
1999. Transamerica becomes part of Aegon, a leading international financial services holding company.