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The document is a Promissory Cognovit Judgment Note from Integrative Staffing Group, LLC, outlining the obligation of the undersigned to pay a specified principal amount for past due receivables. It includes provisions for immediate payment upon default, waives rights to notice and court trial, and allows ISG to confess judgment against the Maker in Ohio without prior knowledge. The document emphasizes legal consequences of non-payment and is governed by Ohio law.

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What does cognovit note mean?

A cognovit promissory note is a legal document that obligates the borrower to repay the lender. There are many types of payment methods, such as interest-only payments and balloon payments. The loan may be secured with collateral by the borrower or unsecured.

What states allow Cognovit notes?

Cognovit notes or confessions of judgment are only legal in Ohio, Pennsylvania, Maryland, Virginia and Delaware.

What is a cognovit note?

1. A cognovit note authorizes an attorney to confess judgment against the person or persons signing it. It is written authority of a debtor and a direction by him for the entry of a judgment against him if the obligation set forth in the note is not paid when due. Jones v.

What does a promissory note mean?

A promissory note is a written promise by one party to make a payment of money at a date in the future. Although potentially issued by financial institutions, other organizations or individuals can use promissory notes to confirm the agreed terms of a loan.

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