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Contact the lienholder named on the title. Explain the situation and request a lien release. File the lien release with your county treasurer (or whoever handles titles in your jurisdiction). Your state will send you a new title.
Selling your car while it is under a lien is possible. There are several ways to do this, including going to a dealership or going through a private buyer.
The good news is that even if you have a car lien, you can still sell your car. You will just need to contact your lender and research your cars value.
Contact the Dealership: Reach out to the dealership where you purchased the car. They should have disclosed any existing liens at the time of sale. If they failed to do so, you may have grounds for a complaint. Request a Lien Release: If the dealership is aware of the lien, ask them to provide a lien release.
When theres a lien on your car, the lienholder maintains legal control. While you have the right to register the car in your name and legally drive it, you do not have the right to sell that car to another person. Yet theres no need to panic, as its not impossible to sell a car with a lien on it.
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The Bottom Line. Liens wont automatically hurt your credit. Consensual liens are harmless, so long as theyre repaid. Others, such as mechanics or judgement liens, can negatively impact your financial situation.
Just remember that paying off the previous lender and the existing title loan first is essential. The lien must be released before the vehicle can be sold and the title transferred. Find out what steps you need to take from your lender.

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