CA 20 01 03 06 2025

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Commercial auto insurance covers business vehicles, but it doesnt cover personal vehicles owned by yourself or your employees.
Commercial vehicle insurance, like your personal auto policy, provides coverages such as liability, collision, comprehensive, medical payments (or personal injury protection) and uninsured motorist coverage.
Lessor Additional Insured and Loss Payee CA 20 01 The endorsement is available when the insured is required by the leasing or rental agreement to provide direct primary insurance for the lessor, to protect the interests of the lessor.
There is also a risk of being under-insured or uninsured as additional insureds. Second, there is the risk of breaching a contract, thus potentially becoming the insurer of the other party when they are the party obligated to provide additional insured coverage.
Intentional damage, damage from pollutants, and injuries covered by workers compensation are just a few of the notable exceptions to most Commercial Auto Liability Insurance plans. While many exclusions are covered by other insurance policies, there are some perils that are simply too risky for insurers to cover.
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Care, custody, or control: If a vehicle that is under your businesss care, custody, or control (i.e., a vehicle you own, rent, or hire) is damaged, your Commercial Auto Liability Insurance will not cover this damage. Protection for your own vehicles is covered under comprehensive physical damage coverage.

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