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Warrant in Debt Court Procedures in Virginia Youll be formally served with the warrant, notifying you of the claim and requiring your appearance in court on a specific date. If you dont appear, the court may issue a default judgment against you, granting the creditor what theyve requested.
A warrant in debt serves as an expedited motion for judgment in Virginia. It acts as (1) a summons appear before the appropriate GDC on the date listed to dispute the claim and/or (2) notice that if you do not appear, formal judgment may be entered against you in the amount claimed.
Summary: In Virginia, there is no deadline to file a response to a debt lawsuit. However, if you want to dispute the debt, you must show up in court on the date outlined in the Warrant In Debt. You can fill out a Grounds of Defense form and bring it with you in preparation for the court date.
You have a few alternatives: pay off the debt in full before your court date, attempt to come to a settlement agreement with your creditor, or file an Answer and fight the case.
You can reach out to the person or company suing you at any point to settle the debt. You may have to pay it off in full, but there is a good chance the opposing party will settle for less.
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In Virginia, the applicable statute of limitations for credit card debts, mortgage debts, and medical debts is five years. After the statute of limitations has expired, a creditor or debt collector can no longer file a collection lawsuit related to that debt.
When a judgment is entered against you in Virginia for a debt, creditors can use a process called wage garnishment to collect the amount owed. This means a portion of your earnings will be withheld from your paycheck and sent directly to the creditor until your debt is paid off.

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