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What is a Risk ID? The Risk ID is a nine-digit numeric code assigned by NCCI to uniquely identify the insureds that are subject to interstate or intrastate experience rating. If your state does not use NCCI, there is an equivalent number provided by your specific states WC Bureau.
The ERM-14 is a confidential form completed by the insured and submitted to the NCCI for the purpose of assisting the various workers compensation bureaus to verify coverage and determine combinability of entities as it relates to premium calculation.
Enterprise risk management (ERM) is a holistic approach to identifying, defining, quantifying, and treating all of the risks facing an organization, whether insurable or not.
ERM-6 forms are used when a risks coverage period is insured by a non-affiliate self-insurer or a. non-affiliate carrier. In order for the data to be included in an experience rating, it must be. submitted to NCCI in an approved formatthe ERM-6 form.
The ERM-14 form is used to request ownership information and may be used in a variety of instances, including when there has been a change in ownership, when an entity needs to be added later or when multiple entities need to be considered for combinability.
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One key document that connects EMR data to insurance determinations is known as the EMR letter. Commonly referred to as an E-Mod letter or verification letter, it provides insurance carriers with a summary of a clients or employees claims history pulled directly from their EMR.

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