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The Childrens Health Insurance Program (CHIP) provides health coverage to eligible children through both Medicaid expansion CHIP and separate CHIP programs. Children eligible for CHIP are in families with incomes too high to qualify for Medicaid, but too low to afford private coverage.
CHIP is a safety net program for pregnant women CHIP covers pregnant women up to at least 185% of the federal poverty level. (FPL). Most states cover women at higher income levels.
CHIP perinatal coverage provides care to unborn children of pregnant women who are not eligible for Medicaid and who have a household income up to 202% of the federal poverty income level (FPIL) . Once born, the child will receive Medicaid or CHIP benefits, depending on their income.
CCHIP is a health insurance program in Santa Clara, San Francisco, and San Mateo counties. CCHIP provides medical, dental, and vision coverage to children age 0-19 with family income between 266% and 322% of the Federal Poverty Level (FPL).
States have different income eligibility rules, but in most states, children up to age 19 with household income up to $60,000 per year (for a family of four) may qualify for CHIP. In many states, household income can be even higher and children can still qualify. Inmates of public institutions are ineligible for CHIP.
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To be eligible for CHIP, children must be: Under 19 years of age. Uninsured (determined ineligible for Medicaid, and not covered through a group health plan or creditable health insurance) U.S. citizens or meet immigration requirements.
CHIP is comprehensive and covers basically everything just like traditional Medicaid. The difference is there is a small enrollment fee and small copays for certain services because it is considered a higher income program than Medicaid. Also, your children cannot have any other insurance if theyre on CHIP.

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