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Stop the vessel immediately and contact 9-1-1 to report the incident. Check your passengers for injuries and provide first aid treatment to any injuries if possible. When first responders arrive, answer their questions honestly and concisely.
When you hit another boat, both you and the other boat owner are partly responsible for the accident. So the passengers on your boat and the other persons boat can hold you both accountable for their injuries. In fact, the case would be very similar to a car accident case.
Boating fatalities surged 25.1% during the Covid pandemic. YearAccidentsFatality rate20205,2656.5 per 100,000 vessels20194,1685.2 per 100,000 vessels20184,1455.3 per 100,000 vessels
Operator Inattention: According to the Coast Guard, operator inattention is the most common contributing factor in boating accidents.
Definition of shipwreck (Entry 1 of 2) 1 : a wrecked ship or its parts. 2 : the destruction or loss of a ship. 3 : an irretrievable loss or failure.

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When a boating accident occurs, the boat operator has a legal responsibility to stop the vessel immediately at the scene of the accident. They also have a legal duty to assist anyone injured in the accident immediately unless doing so would put themselves or the vessel in danger.
Most accidents occur in the ocean or bay areas, as opposed to rivers or lakes. It is also a fact that many of these accidents happen in small, open vessels on inland waters amid daylight hours when the weather is fair, and the visibility is clear, the water is calm, and the breezes are light.
When you use the word aground, youre almost certainly talking about a boat or ship. If a sailboat runs aground, its hull can be damaged, which might even cause the boat to take on water. Running aground can be a minor inconvenience, or a major accident.
BOATING ACCIDENT - A collision, accident, or casualty involving a vessel in or upon, or entering into or exiting from, the water, including capsizing, collision with another vessel or object, sinking, personal injury, death or disappearance of any person from on board under circumstances which indicate the possibility
Falls overboard This is the most common cause of boating accidents that result in death. Its where a passenger or operator accidentally falls off the vessel. This is also the most common cause of fatal boating accidents that involve hunters and anglers.

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