Pa judgment 2025

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Yes, when a creditor obtains a judgment, the judgment becomes a lien on your real property located in the county where the judgment was issued. The creditor can transfer the judgment to any county where the debtor has property. Judgment liens on real property stay in place until they are paid or otherwise released.
Pennsylvania judgments are valid for 5 years. Judgments can be revived every 5 years and should be revived if a creditor is attempting to actively collect on the debt. Judgments also act as a lien against real property for up to 20 years or longer if properly revived.
If you lose the lawsuit, a judgement is entered against you stating that you owe someone a certain amount of money. A copy will be given to you and the creditor. You usually have 30 days to appeal judgments. If you do not appeal, the creditor can pay a PA constable or sheriff money to try to collect the money from you.
If a debtor refuses to pay a judgment, and execution attempts have failed, creditors should be certain to revive the judgment every 5 years. If a judgment is not revived in 5 years, creditors may lose important rights in future attempts to collect the money owed. Judgments may be revived up to 20 years in Pennsylvania.
If the plaintiff accepts the offer, judgment is entered for the amount of the offer. If the plaintiff rejects the offer, and recovers less than the amount offered at trial, the plaintiff must pay for the defendants post-offer costs and cannot recover his own post-offer costs.
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A judgment is a legal decision made by a court that can significantly impact your finances, credit score, and mental well-being. It may result in wage garnishment, property liens, or freezes on bank accounts, while also negatively affecting your credit report for up to seven years.
Once the judgment is entered, the creditor now called a judgment creditor can use the courts help to collect the debt. This might include garnishing your paycheck, freezing your bank account, or even trying to take your property. Responding quickly can help you avoid a worse-case scenario.

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