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Key Takeaways To change your name, you typically need to contact your financial institution, request the change, fill out some paperwork, and provide proof through various documents. In the case of a name change after marriage, you generally need to show your marriage certificate and a valid government-issued ID.
Changing your name will not impact your credit. Your credit reports use multiple pieces of identification information, including your Social Security number, to compile your credit history.
card - hold - er name Refers to the person who owns a credit or debit card. The cardholder name is the name of the owner, printed on the front of the card.
Multiple banks presently allow customers to use their preferred name on credit and debit cards, including business accounts at several institutions. Others have committed to working on implementing the use of preferred names in the future.
But there is no requirement that the name on the debit or ATM card be the holders legal name. Card-issuing banks will adjust their application processes to allow customers to request a card with their preferred name. Their legal name remains on the account.
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People also ask

Once your documents have been received, theyll take about three business days to be processed. Once your account reflects your new name, you will need to call 888-464-0727 to request a new credit card with the updated name.
Theres no such thing as a marriage credit score. So credit histories and scores dont combine when you get married. And how your spouse uses their individual credit accounts cant impact your individual credit accounts.
As long as the address verification data passes when a transaction is processed, it doesnt matter whos name appears on the card.
Your billing name must match the actual name on your credit card for legal authorization to charge your credit card. Spouses or other individuals who indicate they have been given verbal authorization to use your card arent able to provide sufficient legal authorization, as they are not the valid cardholder.
Changing your name will not impact your credit. Your credit reports use multiple pieces of identification information, including your Social Security number, to compile your credit history.

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