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Is Workers Compensation Coverage Required? Virtually all employers in New York State must provide workers compensation coverage for their employees (WCL 2 and 3).
Overview. Workers compensation is a no-fault system that provides wage replacement benefits and lifetime medical care for work-related injuries and illnesses. All for-profit employers and most not-for-profit employers must carry workers compensation insurance to cover all their employees.
While you do have some rights after being injured at work, there is no obligation on any employer to pay a staff member their full standard salary if they are off work due to illness or injury even if it was caused by an accident at work, or materials used at work.
Typically, the process from hearing to approved payment takes approximately 3 weeks. The employers insurance company or third party administrator must then make Section 32 settlement payments within 10 days of the Workers Compensation Boards decision.
Payment of medical services needed to treat the job injury or illness. Temporary payments to the employee to help replace lost wages. Payments to the employee to compensate for permanent effects of the injury. A death benefit for the employees survivors in the event of a fatal injury.
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The length of time you can stay out on workers compensation will range from 225 to 525 weeks. However, the number of weeks and amount of money you can collect from workers comp for your work-related injury each week will vary, depending upon your individual circumstances.
Currently, the schedule is: Date of AccidentWeekly Maximum Total / PartialJuly 1, 2019 June 30, 2020$934.11 / $934.11July 1, 2018 June 30, 2019$904.74 / $904.74July 1, 2017 June 30, 2018$870.61 / $870.61July 1, 2016 June 30, 2017$864.32 / $864.3214 more rows
Date of AccidentWeekly Maximum Total / PartialJuly 1, 2019 - June 30, 2020$934.11 / $934.11July 1, 2018 - June 30, 2019$904.74 / $904.74July 1, 2017 - June 30, 2018$870.61 / $870.61July 1, 2016 - June 30, 2017$864.32 / $864.3216 more rows

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