Abstract judgment 2025

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Abstract of judgment refers to a copy or summary of a courts judgment . Some common uses of the term abstract of judgment include: In the context of a civil case , abstract of judgment is a document disclosing a monetary award issued by the court in favor of a judgment creditor against a judgment debtor .
Recording the abstract of judgment with the county recorder places a judgment lien on any real estate that the defendant owns in that county at the time of the recording or may own in the future.
If you have a debt judgment against you, you will not be able to obtain a mortgage until it is settled. Before you can close on escrow, you will have to settle the lien and show documentation for it.
An abstract is a brief summary of a judicial judgment, usually written by a barrister or academic for publication in law reports.
Assuming the judgment is valid, you cannot have it removed from the official records. You can contact the judgment creditor or the clerk of court to pay the judgment. Once the judgment is paid, a satisfaction of judgment will be recorded in the official records to show the debt has been satisfied.
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As a result, paying the underlying debt is the first step in releasing an abstract of judgment. Filing bankruptcy and moving to have the lien lifted is one way to remove an abstract of judgment that affects an exemption, such as a judgment lien on ones home.
After the Abstract has been recorded, the County Recorder will return the document to you. Retain this document. You will need the recording information on it later in order to complete an acknowledgment of Satisfaction of Judgment after you have been paid in full.

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