Diligent search 2025

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A diligent search is surplus lines regulatory requirement. It establishes that coverage for a risk is unavailable from admitted insurers. The policy seeker must submit an affidavit confirming that an admitted carrier declined the risk. Diligent search is also known as diligent effort.
Strongest matches. active, assiduous, attentive, careful, conscientious, eager, earnest, indefatigable, industrious, painstaking, persistent, studious, tireless.
You must make a diligent search and reasonable inquiry into finding the requested items, and state in your response that you have made this effort; That you are unable to comply because the requested items no longer exist, or are no longer in your possession.
Diligent search: An exhaustive effort to identify and locate the parents, grandparents or relatives whose identities or locations are unknown.
Reasonable inquiry means the investigation that a reasonably prudent manager (or applicable Person) would make in the ordinary course of performing his assigned duties or responsibilities.
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Diligent inquiry means carefully and honestly investigating to find out the truth about something. Its like being a detective and asking lots of questions to make sure you have all the facts before making a decision or coming to a conclusion.

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