Colorado workers compensation 2025

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This Rule defines the standard terminology, administrative procedures, and dispute resolution procedures required to implement the Divisions Medical Treatment Guidelines and Medical Fee Schedule.
Colorados State Workers Compensation Benefits State minimum limits for workers compensation are pretty universal. Workers compensation state minimum limits: $100,000 per occurrence for bodily injury: This coverage is for any one employee.
Generally, there are no limits or exclusions to this coverage. Insurance providers will typically pay the full claim to cover any necessary treatments and medical bills for an employees injury, occupational disease, and rehab.
Generally, you receive 2/3 of your average weekly wage for the duration of your treatment. If you or a loved one are completely prevented from working, you will receive temporary total disability (or TTD) benefits equal to two-thirds of your average weekly wage.
Combined benefits cap The cap changes each year. As of July 1, 2022, the maximum is $113,372.35 for a whole person impairment rating of 19 percent or less. For a whole person impairment rating above 19 percent, it is $226,741.83.
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While youre on Colorado workers compensation, you receive 66⅔% of your average weekly wage. There is a maximum weekly benefit of 91% of the state average weekly wage. Payments continue until you are able to return to work.
If you are unable to work as the result of a work-related injury or occupational disease, compensation (wage replacement) benefits will be based on 2/3 of your average weekly wage up to a maximum set by law. No compensation is payable for the first 3 days disability unless the period of disability exceeds two weeks.

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