American express acceptance agreement 2025

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Existing Cardmembers: Click here to log into your account to obtain a PDF copy of your current account-specific Cardmember Agreement (Agreement). You can also request a copy by calling the number on the back of your Card.
In general, youll need to have good to excellent credit, with some cards harder to qualify for than others. You can assume cards with the best perks and rewards will require an average credit score of 700 or greater to qualify, says Griffin. Higher scores may be required to receive the best terms.
ing to the Amex website, American Express is accepted by 99% of places in the US that accept credit cards.
You will receive our decision by post within 10 working days.
Amex 2-in-90 rule American Express restricts card approvals to no more than two within 90 days. This means that even if you follow the 1-in-5 rule above and get two cards more than five days apart, you still can only get those two cards within 90 days. So far, there are no exceptions to the Amex 2-in-90 rule.
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People also ask

How and when will I get credit for my Amex Offer? If you make a qualifying purchase(s) as indicated in the Offer Terms:Credits or rewards should be credited to your Account within five business days of you meeting the offer spend requirement however this can take up to 90 days from the offer end date.
The hiring process at American Express typically takes between two and four weeks. The duration of the process will vary depending on the position and the number of applicants.

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