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What is an example of an additional insured?

Examples of additional insured Janitorial and floor waxing businesses can create slippery situations where someone might take a spill. A building or business that hires cleaners may require being added as an additional insured on the cleaner's general liability insurance.

What is a CG 2038?

ISO amended the 2013 form CG 20 38. This form is used to add a blanket additional insured to a policy. New terms limit coverage: (T)he insurance afforded to such additional insured described above\u2026Only applies to the extent permitted by law\u2026. (Emphasis added).

What is the difference between an additional insured and a designated insured?

A named insured is entitled to 100% of the benefits and coverage provided by the policy. An additional insured is someone who is not the owner of the policy but who, under certain circumstances, may be entitled to some of the benefits and a certain amount of coverage under the policy.

What is a CG 2037 endorsement?

CG 20 37 04 13: Additional Insured \u2013 Owners, Lessees Or Contractors \u2013 Completed Operations. Covers the additional insured for liability arising from injury or damage occurring after the work is completed.

What is the difference between CG2010 and cg2033?

Wording in the CG 20 33 is essentially the same as the CG 20 10 with the only major difference being the additional wording stating that additional insured status ends when the work contracted for is completed (no completed operations coverage is extended to the additional insured).

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