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Does insurance cover flat tires? In short, no. For example, if you get a flat tire because you run over a sharp object or drive on worn tires, your auto policy wont cover repairs. Additional options like roadside assistance can provide help if you experience unexpected tire-related issues on the road.
If you pay for roadside assistance as an add-on to your auto insurance, you can call your insurer to get you back on the road quickly. Flat tires are among the most common roadside assistance calls.
If youve been injured or suffered financial losses due to a pothole accident in California, you may have a case against the city, county, or state agency responsible for the road. However, strict legal deadlines apply, and filing a claim quickly is critical.
If you have comprehensive and collision car insurance coverage, then youre typically covered for tire damage if its the result of an accident or something unexpected, such as theft or vandalism.
Claims can be filed with the Office of the Los Angeles City Clerk or by mail with Citys Claim for Damages Form. ​Upon successful online submission of your claim, you will receive a confirmation email. If you have trouble filing a claim online, call the Office of the Los Angeles City Clerk at 213-978-1133.
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Car insurance doesnt cover normal wear and tear on your vehicle, including flat tires. However, there might be exceptions. For example, if you suffer a flat tire from a bad pothole, you might be able to file a claim under collision coverage.

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