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People may mistakenly refer to it as SR-22 insurance. An SR-22 is not insurance ─ its simply a document provided by your insurance company that proves you have liability coverage on your car insurance policy.
How do you get an SR-22? If your insurance company offers SR-22 form filings, all you have to do is call them and theyll take care of it. Theyll add the SR-22 endorsement to your existing policy and then file the SR-22 insurance document with the state that requires it.
Here are 3 other important points to keep in mind: It Can Take 30 Days, or More, to Receive the SR-22: The certificate will be issued upon payment of the certificate. It will then be submitted to the Secretary of the State. This process can take as long as 30 days to complete.
To see if an SR-22 is still on your record, you can check your California driving record by going to the Department of Motor Vehicles website and requesting a copy of your driving record.
SR-26 forms are filed by your car insurance company when a drivers SR-22 is no longer necessary or the drivers insurance policy terminates. Essentially, the SR-26 form cancels your SR-22 certificate. Once the driver finishes their SR-22 period and can restore their regular driving privileges, the SR-26 is filed.
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In California, you are required to keep your SR-22 for at least three years. Canceling your insurance, lapsing when you switch carriers, or failing to pay for your premiums at any time during this period can cause your drivers license to be immediately suspended.
In order to obtain a California SR22, you must contact your car insurance company. Unfortunately, once you tell your company that you need an SR22, it alerts them to the fact that something significant has happened. issue you the certificate.

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