How to fill out the VA Offer to Purchase form 2025

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A basic purchase agreement should include the following: Name and contact information for buyer and seller. The address of the property being sold. The price to be paid for the property. The date of transfer. Disclosures. Contingencies. Signatures.
Seller concessions are financial incentives or contributions from the seller that help reduce the buyers out-of-pocket expenses. The Department of Veterans Affairs (VA) allows these concessions to cover up to 4% of the loan amount, but they must be items outside of standard closing costs.
Less than 10% over: If youre in a relatively neutral market, you may want to offer just a bit more than the asking price to show your interest in a home and to make your offer more competitive. 10% over or more: If youre in a sellers market, you may need to go even higher with your offer.
The Basics of Making an Offer on a House Determine how much cash you need, and have it ready. Get pre-qualified for a mortgage. Deciding on how much earnest money to offer. Consider the contingencies you want to include. Write a house offer letter. Negotiating the final price and terms. The sellers response to your offer.
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