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The certificate of insurance names the general contractor as the certificate holder, which means they are the entity receiving the document. A COI is simply proof of insurance at that point in time. It provides general details about the policyholders coverage but does not modify the policy in any way.
Assuming they have insurance, getting a COI is incredibly easy. At my old company we needed to furnish COIs listing the buildings we were working in as being covered (additional insured I think). All I had to do was email my contact at the insurance company, and she would get a COI back to me typically the same day.
As such, you only have the power to obtain a COI from your agent or broker and submit it. You are not authorized to create or certify one. You cant even sign it. Your insurance agent should be the only person who supplies your COI.
The Certificate of Insurance (COI) is a document from the moving companys insurance company. The COI verifies that the moving company is insured and specifies the conditions in which the insurance will be used. The management of the building is aware that moving occasionally causes accidental damage.
The insured or their insurance company will provide the COI to the certificate holder as a way to prove they have sufficient insurance coverage for the job. The certificate holder doesnt hold any actual power over the policy itself, or have the ability to file a claim against the policy.
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Generally, a client will request a COI directly from your insurance company to confirm you have appropriate insurance coverage. If you are hiring a contractor, consider getting a COI from their insurance company, even if you have worked with them before because their coverage may have changed. U.S. Department of Labor.
A COI is free to all policyholders and typically takes one day to process. We issue a COI only to a single specifically named third party per your request. If you need to provide a COI to multiple parties, you will need to make a separate request for each party.
A certificate of insurance (COI) is a document from an insurer to show you have business insurance. Theyre also known as certificates of liability insurance or proof of insurance. With a COI, your clients can make sure you have the right insurance before they start working with you.

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