Application of New Jersey Construction Classification Premium ... 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by entering your insured information, including your address, city, state, zip code, and coverage ID number.
  3. In Column (1), list all classification code numbers for both contracting and non-contracting operations. Ensure you refer to your insurance policy for accurate codes.
  4. In Column (2), input the total gross New Jersey wages paid under each classification code for the selected quarter. Remember to exclude overtime premium pay.
  5. In Column (3), indicate the total hours worked for each classification code during the same quarter. If specific records are unavailable, assume salaried employees worked 40 hours per week.
  6. Ensure that all fields are completed accurately and sign the application. Use our platform's features to verify your entries before submission.
  7. Submit your completed application via email or mail it to the specified address. Retain a copy for your records.

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The Contracting Classification Premium Adjustment Program (CCPAP) provides a premium credit on policies with one or more contracting classifications if the employers average wage meets an eligibility threshold (which varies by state) and certain other qualifications are met.
The New York Construction Classification Premium Adjustment Program (Program or CPAP) is a statutory program that provides premium credit to employers paying high wages in the construction industry.
The CCPAP was developed to provide a premium credit for employers in the contracting and construction industry who pay their employees higher than average wages. The CCPAP discount is calculated using the hourly rate of employees who are classified within the construction industrys contracting class codes.